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Calculators / investment

SIP Calculator

Inputs

SIP Calculator

Systematic investment plan — invested amount, returns and corpus.

Primary result
Total value
₹11,61,695

Breakdown

Invested amount₹6,00,000
Estimated returns₹5,61,695
● Invested
● Returns

Yearly / monthly growth snapshot

YearInvestedValueReturns
1₹60,000₹64,047₹4,047
2₹1,20,000₹1,36,216₹16,216
3₹1,80,000₹2,17,538₹37,538
4₹2,40,000₹3,09,174₹69,174
5₹3,00,000₹4,12,432₹1,12,432
6₹3,60,000₹5,28,785₹1,68,785
7₹4,20,000₹6,59,895₹2,39,895
8₹4,80,000₹8,07,633₹3,27,633
9₹5,40,000₹9,74,108₹4,34,108
10₹6,00,000₹11,61,695₹5,61,695

Formula

FV = P × ((1+i)^n − 1) / i × (1+i)

P is the monthly instalment, i is monthly rate, n is months. This assumes a constant return, which markets do not provide.

Example

₹5,000/month at 12% for 10 years

FAQ

When is SIP debited?

This model assumes end-of-month contribution with growth applied monthly.

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